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St Andrew's Bay Skilled Nursing and Rehabilitation

All states › Florida › Panama City › St Andrew's Bay Skilled Nursing and Rehabilitation

2100 Jenks Ave Panama City, FL 32405 · Bay County

(850) 763-0446

All 4 nursing homes in Panama City, FL (4 take Medicaid)

Accepts Medicare Accepts Medicaid 120 certified beds For profit

CMS certification number 105543 · See this home on Medicare Care Compare

Ratings come from CMS and are updated monthly; these are from October 2026. Check the latest inspection report and visit in person before you decide.

Is St Andrew's Bay Skilled Nursing and Rehabilitation a good nursing home? Reviews, ratings and inspection record

There are no official resident reviews of nursing homes: Medicare's Care Compare publishes inspections, staffing and quality data instead. Here is what that record shows for St Andrew's Bay Skilled Nursing and Rehabilitation as of October 2026.

CMS rates it 4 out of 5 stars overall, above the Florida average of 3.3. Inspectors issued 8 citations in the last three years. CMS reports no fines or payment denials in that time. For short-term rehab patients CMS rates quality 3 out of 5; for long-term residents, 5 out of 5. Those results differ a lot, so ask about the unit your family member would be on.

Online reviews from families and residents are on Google Maps and other sites; they reflect individual experiences and aren't checked by CMS. The full inspection reports, including what inspectors observed, are on Medicare Care Compare.

Next steps

Compare with the 3 closest homes

Staffing

Nursing staff spend about 3.43 hours per resident per day at St Andrew's Bay Skilled Nursing and Rehabilitation, below the Florida median of 3.67 (US median: 3.72). About 0.22 of those hours are from registered nurses. On weekends it falls to 3.01 hours, 12% below its all-week average. 51.8% of nursing staff left within a year (Florida median 42%).

Nursing care per resident per day 3.43 hours
Below the Florida median of 3.67 Registered nurses, licensed practical nurses and aides combined, from payroll records.
Registered nurse hours 0.22 per resident a day RNs handle assessments, medications and changes in condition.
Weekend nursing care 3.01 hours Per resident a day. A big drop from weekdays can mean thin weekend staffing.
Nursing staff turnover 51.8% a year Share of nursing staff who left over a year. Lower usually means steadier care.
Registered nurse turnover 50% a year Share of registered nurses who left over a year.
Administrators who left 1 in the past year Frequent leadership changes are worth asking about on a visit.

About this nursing home

Certified beds120
Residents per day 110 About 92% of beds filled, on average
OwnershipFor profit - Limited Liability company
Payment acceptedMedicare and Medicaid
Certified sinceMay 1986
Part of a chainSimcha Hyman & Naftali Zanziper
Legal business namePANAMA CITY FL OPCO LLC

Paying for care at St Andrew's Bay Skilled Nursing and Rehabilitation: Medicare and Medicaid

St Andrew's Bay Skilled Nursing and Rehabilitation is certified for both Medicare and Medicaid. Medicare Part A can cover a short skilled-nursing or rehab stay here after a qualifying hospital stay of at least three inpatient days (observation days don't count), for up to 100 days per benefit period. Medicaid can pay for long-term care for residents who meet Florida's income and asset rules. Being certified doesn't guarantee a Medicaid bed is open, so ask whether the home accepts residents whose Medicaid application is still pending.

In 2026 Medicare covers days 1–20 in full after the Part A deductible ($1,736 per benefit period); for days 21–100 you pay $217 a day; after day 100 you pay all costs. Medicare doesn't pay for long-term custodial care. Medicare's coverage rules.

Health inspections

The most recent standard inspection was on September 3, 2026 and found 2 deficiencies, plus 3 from complaint inspections in the same period. In total, inspectors issued 8 citations in the last three years.

Each citation has a scope and severity letter from A to L. A–C: potential for minimal harm. D–F: potential for more than minimal harm. G–I: actual harm. J–L: immediate jeopardy to resident health or safety.

What the inspections found

Over the last three years, inspectors issued 8 citations at St Andrew's Bay Skilled Nursing and Rehabilitation across 4 inspection dates, 3 of them from complaint investigations. None were at the actual-harm or immediate-jeopardy levels; 8 were "potential for more than minimal harm" (D–F) and 0 were minimal (A–C). The most common areas cited were quality of life and care (3) and resident assessment and care planning (2). The most serious was cited under the CMS rule to "ensure residents do not lose the ability to perform activities of daily living unless there is a medical reason" (tag F0676, level E, February 24, 2026).

September 3, 2026 · 2 citations

DProvide appropriate care for residents who are continent or incontinent of bowel/bladder, appropriate catheter care, and appropriate care to prevent urinary tract infections.

Potential for more than minimal harm · Quality of Life and Care Deficiencies · Tag F0690 · Deficient, Provider has no plan of correction

DPost nurse staffing information every day.

Potential for more than minimal harm · Nursing and Physician Services Deficiencies · Tag F0732 · Deficient, Provider has no plan of correction

February 24, 2026 · 3 citations · includes complaint inspection

EEnsure residents do not lose the ability to perform activities of daily living unless there is a medical reason.

Potential for more than minimal harm · Quality of Life and Care Deficiencies · Tag F0676 · Complaint inspection · Deficient, Provider has date of correction (Apr 24, 2026)

EMake sure that a working call system is available in each resident's bathroom and bathing area.

Potential for more than minimal harm · Environmental Deficiencies · Tag F0919 · Complaint inspection · Deficient, Provider has date of correction (Apr 24, 2026)

DProvide appropriate pressure ulcer care and prevent new ulcers from developing.

Potential for more than minimal harm · Quality of Life and Care Deficiencies · Tag F0686 · Complaint inspection · Deficient, Provider has date of correction (Apr 24, 2026)

May 22, 2025 · 1 citation

DEnsure a licensed pharmacist perform a monthly drug regimen review, including the medical chart, following irregularity reporting guidelines in developed policies and procedures.

Potential for more than minimal harm · Pharmacy Service Deficiencies · Tag F0756 · Deficient, Provider has date of correction (Jun 11, 2025)

February 16, 2024 · 2 citations

DDevelop and implement a complete care plan that meets all the resident's needs, with timetables and actions that can be measured.

Potential for more than minimal harm · Resident Assessment and Care Planning Deficiencies · Tag F0656 · Deficient, Provider has date of correction (Mar 16, 2024)

DSafeguard resident-identifiable information and/or maintain medical records on each resident that are in accordance with accepted professional standards.

Potential for more than minimal harm · Resident Assessment and Care Planning Deficiencies · Tag F0842 · Deficient, Provider has date of correction (Mar 16, 2024)

Questions to ask on a tour of St Andrew's Bay Skilled Nursing and Rehabilitation

  1. CMS rates staffing 2 out of 5. How many residents does each nurse aide care for on day, evening and night shifts?
  2. Do you have a Medicaid bed open now, and will you admit someone whose Medicaid application is still pending?
  3. When is the first care-plan meeting, and can family attend?

Questions come from this home's CMS data: its inspections, staffing and ownership record.

Fines and payment denials

CMS reports no fines or payment denials for this home in the last three years.

Rating history

CMS monthOverallInspectionStaffingQuality
October 2026 4/5 4/5 2/5 4/5
August 2026 4/5 4/5 3/5 4/5
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Location

Hospitals near St Andrew's Bay Skilled Nursing and Rehabilitation

The Medicare-certified hospitals closest to this nursing home, with their CMS data. Ask the home which hospital it usually sends residents to.

  • 0.1 mi
    Gulf Coast Medical Center Panama City
    Emergency room ★★☆☆☆ Medicare overall 2 of 5
    Median ER visit 2h 14m for patients treated and sent home
  • 0.3 mi
    Emerald Coast Behavioral Hospital Panama City
    No ER listed in Medicare data
  • 2.0 mi
    Bay Medical Center Panama City
    Emergency room ★★★☆☆ Medicare overall 3 of 5
    Median ER visit 2h 56m for patients treated and sent home

Hospital ratings, ER visit times and more at Hospitals In Each State
Source: CMS Care Compare. Distances are approximate.

Nearby nursing homes

Pruitthealth - Panama City Panama City · 1.4 mi away ★★★★☆ Inspection 4/5 · Staffing 3/5 101 beds · Medicaid
Community Health and Rehabilitation Center Panama City · 3.8 mi away ★★★★☆ Inspection 4/5 · Staffing 4/5 120 beds · Medicaid
Aviata at Emerald Shores Callaway · 4.7 mi away ★★★★★ Inspection 5/5 · Staffing 2/5 77 beds · Medicaid
Clifford Chester Sims State Veterans Nursing Home Panama City · 5.9 mi away ★★★★★ Inspection 5/5 · Staffing 5/5 120 beds · Medicaid
Shores Nursing and Rehab Center Port Saint Joe · 33.9 mi away ★☆☆☆☆ Inspection 1/5 · Staffing 3/5 120 beds · Medicaid

More nursing homes near St Andrew's Bay Skilled Nursing and Rehabilitation ›   All nursing homes in Panama City ›

Compare St Andrew's Bay Skilled Nursing and Rehabilitation with the 3 closest homes side by side ›

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Other Simcha Hyman & Naftali Zanziper nursing homes in Florida

Affiliation comes from CMS's affiliated-entity data, October 2026. All 79 Simcha Hyman & Naftali Zanziper nursing homes ›

Source: CMS Provider Data Catalog (provider information, health deficiencies, penalties), October 2026. Inspection citations and penalties cover the last three years. Nursing Homes In Each State is independent and not affiliated with CMS or Medicare. About the data · Report a problem with this listing. Is this your nursing home? Feature it here.

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https://www.nursinghomesineachstate.com/florida/panama-city/st-andrews-bay-skilled-nursing-and-rehabilitation/ · Data: CMS, October 2026 · Nursing Homes In Each State, not affiliated with CMS or Medicare.