All states › Indiana › Bluffton › River Terrace Health Care Center
400 Caylor Blvd Bluffton, IN 46714 · Wells County
All 2 nursing homes in Bluffton, IN (2 take Medicaid)
CMS certification number 155726 · See this home on Medicare Care Compare
Is River Terrace Health Care Center a good nursing home? Reviews, ratings and inspection record
There are no official resident reviews of nursing homes: Medicare's Care Compare publishes inspections, staffing and quality data instead. Here is what that record shows for River Terrace Health Care Center as of October 2026.
CMS rates it 4 out of 5 stars overall, above the Indiana average of 3.2.
Online reviews from families and residents are on Google Maps and other sites; they reflect individual experiences and aren't checked by CMS. The full inspection reports, including what inspectors observed, are on Medicare Care Compare.
Staffing
Nursing staff spend about 3.96 hours per resident per day at River Terrace Health Care Center, above the Indiana median of 3.60 (US median: 3.72). About 0.86 of those hours are from registered nurses. On weekends it falls to 3.44 hours, 13% below its all-week average. 63.8% of nursing staff left within a year (Indiana median 45.5%). High turnover can mean residents see unfamiliar caregivers; ask how long the nurses on the unit have worked there.
About this nursing home
Paying for care at River Terrace Health Care Center: Medicare and Medicaid
River Terrace Health Care Center is certified for both Medicare and Medicaid. Medicare Part A can cover a short skilled-nursing or rehab stay here after a qualifying hospital stay of at least three inpatient days (observation days don't count), for up to 100 days per benefit period. Medicaid can pay for long-term care for residents who meet Indiana's income and asset rules. Being certified doesn't guarantee a Medicaid bed is open, so ask whether the home accepts residents whose Medicaid application is still pending.
In 2026 Medicare covers days 1–20 in full after the Part A deductible ($1,736 per benefit period); for days 21–100 you pay $217 a day; after day 100 you pay all costs. Medicare doesn't pay for long-term custodial care. Medicare's coverage rules.
Health inspections
The most recent standard inspection was on December 4, 2025 and found 0 deficiencies, plus 3 from complaint inspections in the same period. In total, inspectors issued 6 citations in the last three years.
Each citation has a scope and severity letter from A to L. A–C: potential for minimal harm. D–F: potential for more than minimal harm. G–I: actual harm. J–L: immediate jeopardy to resident health or safety.
What the inspections found
Over the last three years, inspectors issued 6 citations at River Terrace Health Care Center across 5 inspection dates, 3 of them from complaint investigations. None were at the actual-harm or immediate-jeopardy levels; 6 were "potential for more than minimal harm" (D–F) and 0 were minimal (A–C). The most common areas cited were pharmacy service (2) and nursing and physician services (1). The most serious was cited under the CMS rule to "provide enough nursing staff every day to meet the needs of every resident; and have a licensed nurse in charge on each shift" (tag F0725, level D, August 18, 2026).
August 18, 2026 · 1 citation · includes complaint inspection
DProvide enough nursing staff every day to meet the needs of every resident; and have a licensed nurse in charge on each shift.
July 6, 2026 · 1 citation · includes complaint inspection
DProvide appropriate treatment and care according to orders, resident’s preferences and goals.
December 4, 2025 · 1 citation · includes complaint inspection
DProvide the required documentation or notification related to the resident's needs, appeal rights, or bed-hold policies.
January 10, 2025 · 2 citations
DEnsure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compartments for controlled drugs.
DSafeguard resident-identifiable information and/or maintain medical records on each resident that are in accordance with accepted professional standards.
February 20, 2024 · 1 citation
DEnsure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compartments for controlled drugs.
Questions to ask on a tour of River Terrace Health Care Center
- Nursing staff turnover was 63.8% a year. How many of the staff come from agencies?
- CMS rates short-stay quality 1 out of 5. How often do rehab patients go back to the hospital, and how many therapy sessions a week are typical?
- Do you have a Medicaid bed open now, and will you admit someone whose Medicaid application is still pending?
- When is the first care-plan meeting, and can family attend?
Questions come from this home's CMS data: its inspections, staffing and ownership record.
Fines and payment denials
CMS reports no fines or payment denials for this home in the last three years.
Rating history
| CMS month | Overall | Inspection | Staffing | Quality |
|---|---|---|---|---|
| October 2026 | 4/5 | 4/5 | 3/5 | 2/5 |
| August 2026 | 5/5 | 5/5 | 3/5 | 3/5 |
Add this rating badge to your websiteFree. Shows River Terrace Health Care Center's Medicare star rating and updates itself.
Size and colour
Preview
Paste it where the badge should appear: in WordPress, a Custom HTML block or a footer widget; on other sites, any spot that accepts HTML. The badge updates itself when CMS publishes new ratings.
Location
Hospitals near River Terrace Health Care Center
The Medicare-certified hospitals closest to this nursing home, with their CMS data. Ask the home which hospital it usually sends residents to.
-
3.0 mi
Bluffton Regional Medical Center BlufftonEmergency room ★★★★☆ Medicare overall 4 of 5Median ER visit 2h 2m for patients treated and sent home
-
14.8 mi
Adams Memorial Hospital DecaturEmergency roomMedian ER visit 2h 7m for patients treated and sent home
-
17.7 mi
Parkview Huntington Hospital HuntingtonEmergency room ★★★★☆ Medicare overall 4 of 5Median ER visit 2h 2m for patients treated and sent home
Hospital ratings, ER visit times and more at Hospitals In Each State
Source: CMS Care Compare. Distances are approximate.
Nearby nursing homes
More nursing homes near River Terrace Health Care Center › All nursing homes in Bluffton ›
Compare River Terrace Health Care Center with the 3 closest homes side by side ›
Higher-rated nursing homes within 10 miles
- Ossian Health Care and Rehabilitation Center · Ossian · 5 stars · 7.8 mi
- Markle Health & Rehabilitation · Markle · 5 stars · 7.8 mi
Other Ide Management Group nursing homes in Indiana
- Yorktown Manor · Yorktown · 5 stars
- Cloverleaf of Knightsville · Knightsville · 4 stars
- Kendallville Manor · Kendallville · 4 stars
- Cathedral Health Care Center · Jasper · 4 stars
- Silver Memories Health Care · Versailles · 3 stars
- Colonial Nursing Home · Crown Point · 2 stars
Affiliation comes from CMS's affiliated-entity data, October 2026. All 10 Ide Management Group nursing homes ›
Source: CMS Provider Data Catalog (provider information, health deficiencies, penalties), October 2026. Inspection citations and penalties cover the last three years. Nursing Homes In Each State is independent and not affiliated with CMS or Medicare. About the data · Report a problem with this listing. Is this your nursing home? Feature it here.