All states › Indiana › Tipton › The Waters of Tipton Skilled Nursing Facility
300 Fairgrounds Rd Tipton, IN 46072 · Tipton County
CMS certification number 155556 · See this home on Medicare Care Compare
Is The Waters of Tipton Skilled Nursing Facility a good nursing home? Reviews, ratings and inspection record
There are no official resident reviews of nursing homes: Medicare's Care Compare publishes inspections, staffing and quality data instead. Here is what that record shows for The Waters of Tipton Skilled Nursing Facility as of October 2026.
CMS rates it 1 out of 5 stars overall, below the Indiana average of 3.2.
Online reviews from families and residents are on Google Maps and other sites; they reflect individual experiences and aren't checked by CMS. The full inspection reports, including what inspectors observed, are on Medicare Care Compare.
Staffing
Nursing staff spend about 3.47 hours per resident per day at The Waters of Tipton Skilled Nursing Facility, below the Indiana median of 3.60 (US median: 3.72). About 0.51 of those hours are from registered nurses. On weekends it falls to 3.12 hours, 10% below its all-week average. 40.4% of nursing staff left within a year (Indiana median 45.5%).
About this nursing home
Paying for care at The Waters of Tipton Skilled Nursing Facility: Medicare and Medicaid
The Waters of Tipton Skilled Nursing Facility is certified for both Medicare and Medicaid. Medicare Part A can cover a short skilled-nursing or rehab stay here after a qualifying hospital stay of at least three inpatient days (observation days don't count), for up to 100 days per benefit period. Medicaid can pay for long-term care for residents who meet Indiana's income and asset rules. Being certified doesn't guarantee a Medicaid bed is open, so ask whether the home accepts residents whose Medicaid application is still pending.
In 2026 Medicare covers days 1–20 in full after the Part A deductible ($1,736 per benefit period); for days 21–100 you pay $217 a day; after day 100 you pay all costs. Medicare doesn't pay for long-term custodial care. Medicare's coverage rules.
Health inspections
The most recent standard inspection was on March 26, 2026 and found 11 deficiencies, plus 6 from complaint inspections in the same period. In total, inspectors issued 46 citations in the last three years.
Each citation has a scope and severity letter from A to L. A–C: potential for minimal harm. D–F: potential for more than minimal harm. G–I: actual harm. J–L: immediate jeopardy to resident health or safety.
What the inspections found
Over the last three years, inspectors issued 46 citations at The Waters of Tipton Skilled Nursing Facility across 13 inspection dates, 18 of them from complaint investigations. 6 were at the actual-harm level (G–I), most recently on June 30, 2026. The most common areas cited were quality of life and care (15) and resident rights (8). The most serious was cited under the CMS rule to "ensure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents" (tag F0689, level G, June 30, 2026). 4 citations were under CMS's abuse, neglect and exploitation rules.
June 30, 2026 · 2 citations · includes complaint inspection
GEnsure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents.
DProvide appropriate treatment and care according to orders, resident’s preferences and goals.
May 27, 2026 · 1 citation · includes complaint inspection
DKeep residents' personal and medical records private and confidential.
May 15, 2026 · 1 citation · includes complaint inspection
DEnsure that residents are free from significant medication errors.
March 26, 2026 · 12 citations, includes actual harm · includes complaint inspection
GEnsure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents.
GProvide enough food/fluids to maintain a resident's health.
FEnsure food and drink is palatable, attractive, and at a safe and appetizing temperature.
ECoordinate assessments with the pre-admission screening and resident review program; and referring for services as needed.
EEnsure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compartments for controlled drugs.
ESafeguard resident-identifiable information and/or maintain medical records on each resident that are in accordance with accepted professional standards.
DEnsure that residents are fully informed and understand their health status, care and treatments.
DImmediately tell the resident, the resident's doctor, and a family member of situations (injury/decline/room, etc.) that affect the resident.
DEnsure that each resident is free from the use of physical restraints, unless needed for medical treatment.
DProvide the required documentation or notification related to the resident's needs, appeal rights, or bed-hold policies.
DEnsure each resident must receive and the facility must provide necessary behavioral health care and services.
DProvide and implement an infection prevention and control program.
November 12, 2025 · 1 citation · includes complaint inspection
DHonor the resident's right to a dignified existence, self-determination, communication, and to exercise his or her rights.
July 18, 2025 · 3 citations · includes complaint inspection
DProvide the appropriate treatment and services to a resident who displays or is diagnosed with dementia.
DEnsure each resident’s drug regimen must be free from unnecessary drugs.
DSafeguard resident-identifiable information and/or maintain medical records on each resident that are in accordance with accepted professional standards.
June 17, 2025 · 2 citations · includes complaint inspection
DImmediately tell the resident, the resident's doctor, and a family member of situations (injury/decline/room, etc.) that affect the resident.
DEnsure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents.
March 18, 2025 · 13 citations
FProvide enough nursing staff every day to meet the needs of every resident; and have a licensed nurse in charge on each shift.
FProcure food from sources approved or considered satisfactory and store, prepare, distribute and serve food in accordance with professional standards.
EProvide timely notification to the resident, and if applicable to the resident representative and ombudsman, before transfer or discharge, including appeal rights.
EProvide and implement an infection prevention and control program.
DEnsure that each resident is free from the use of physical restraints, unless needed for medical treatment.
DDevelop the complete care plan within 7 days of the comprehensive assessment; and prepared, reviewed, and revised by a team of health professionals.
DProvide care and assistance to perform activities of daily living for any resident who is unable.
DProvide appropriate care for residents who are continent or incontinent of bowel/bladder, appropriate catheter care, and appropriate care to prevent urinary tract infections.
DProvide safe and appropriate respiratory care for a resident when needed.
DHave a registered nurse on duty 8 hours a day; and select a registered nurse to be the director of nurses on a full time basis.
DProvide pharmaceutical services to meet the needs of each resident and employ or obtain the services of a licensed pharmacist.
DImplement gradual dose reductions(GDR) and non-pharmacological interventions, unless contraindicated, prior to initiating or instead of continuing psychotropic medication; and PRN orders for psychotropic medications are only used when the medication is necessary and PRN use is limited.
DEnsure food and drink is palatable, attractive, and at a safe and appetizing temperature.
December 31, 2024 · 1 citation · includes complaint inspection
DProvide appropriate treatment and care according to orders, resident’s preferences and goals.
April 29, 2024 · 1 citation, includes actual harm · includes complaint inspection
GEnsure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents.
March 8, 2024 · 5 citations · includes complaint inspection
FProvide sufficient support personnel to safely and effectively carry out the functions of the food and nutrition service.
DEnsure that each resident is free from the use of physical restraints, unless needed for medical treatment.
DDevelop and implement policies and procedures to prevent abuse, neglect, and theft.
DProvide safe, appropriate pain management for a resident who requires such services.
DEnsure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compartments for controlled drugs.
January 9, 2024 · 2 citations, includes actual harm · includes complaint inspection
GProvide appropriate treatment and care according to orders, resident’s preferences and goals.
GEnsure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents.
October 26, 2023 · 2 citations · includes complaint inspection
DHonor the resident's right to a dignified existence, self-determination, communication, and to exercise his or her rights.
DProvide timely, approved x-ray services, or have an agreement with an approved provider to obtain them.
Questions to ask on a tour of The Waters of Tipton Skilled Nursing Facility
- Inspectors cited the home at the actual-harm level on June 30, 2026 under the rule on quality of life and care. What changed afterwards, and can I see the plan of correction?
- CMS cited the home under its abuse and neglect rules on March 26, 2026. How are staff trained, and how are concerns reported?
- CMS rates staffing 2 out of 5. How many residents does each nurse aide care for on day, evening and night shifts?
- CMS rates short-stay quality 2 out of 5. How often do rehab patients go back to the hospital, and how many therapy sessions a week are typical?
- Do you have a Medicaid bed open now, and will you admit someone whose Medicaid application is still pending?
- When is the first care-plan meeting, and can family attend?
Questions come from this home's CMS data: its inspections, staffing and ownership record.
Fines and payment denials
3 penalties in the last three years, including $20,494 in fines.
| Date | Type | Amount or length |
|---|---|---|
| Mar 26, 2026 | Payment Denial | 33 days of payments denied |
| Jan 9, 2024 | Fine | $10,247 |
| Jan 9, 2024 | Fine | $10,247 |
Rating history
| CMS month | Overall | Inspection | Staffing | Quality |
|---|---|---|---|---|
| October 2026 | 1/5 | 1/5 | 2/5 | 3/5 |
| August 2026 | 1/5 | 1/5 | 2/5 | 3/5 |
Add this rating badge to your websiteFree. Shows The Waters of Tipton Skilled Nursing Facility's Medicare star rating and updates itself.
Size and colour
Preview
Paste it where the badge should appear: in WordPress, a Custom HTML block or a footer widget; on other sites, any spot that accepts HTML. The badge updates itself when CMS publishes new ratings.
Location
Hospitals near The Waters of Tipton Skilled Nursing Facility
The Medicare-certified hospitals closest to this nursing home, with their CMS data. Ask the home which hospital it usually sends residents to.
-
0.2 mi
Tipton Hospital TiptonEmergency room ★★★☆☆ Medicare overall 3 of 5Median ER visit 2h 1m for patients treated and sent home
-
10.6 mi
St Vincent Mercy Hospital ElwoodEmergency roomMedian ER visit 1h 40m for patients treated and sent home
-
13.0 mi
Howard Regional Health System KokomoEmergency room ★★★★☆ Medicare overall 4 of 5Median ER visit 2h 30m for patients treated and sent home
Hospital ratings, ER visit times and more at Hospitals In Each State
Source: CMS Care Compare. Distances are approximate.
Nearby nursing homes
More nursing homes near The Waters of Tipton Skilled Nursing Facility › All nursing homes in Tipton ›
Compare The Waters of Tipton Skilled Nursing Facility with the 3 closest homes side by side ›
Other Infinity Healthcare Consulting nursing homes in Indiana
- Waters of Hartford City Skilled Nursing Facility · Hartford City · 5 stars
- The Waters of Fort Wayne Skilled Nursing Facility · Fort Wayne · 4 stars
- The Waters of Middletown Skilled Nursing Facility · Middletown · 4 stars
- Waters of Wabash Skilled Nursing Facility West · Wabash · 4 stars
- The Waters of Peru Skilled Nursing Facility · Peru · 4 stars
- Waters of Chesterfield Skilled Nursing Facility · Chesterfield · 4 stars
Affiliation comes from CMS's affiliated-entity data, October 2026. All 70 Infinity Healthcare Consulting nursing homes ›
Source: CMS Provider Data Catalog (provider information, health deficiencies, penalties), October 2026. Inspection citations and penalties cover the last three years. Nursing Homes In Each State is independent and not affiliated with CMS or Medicare. About the data · Report a problem with this listing. Is this your nursing home? Feature it here.