Nursing homes in Spencer, IA that take Medicare & Medicaid
All states › Iowa › Spencer
2 nursing homes (skilled nursing facilities) in Spencer are certified by Medicare or Medicaid, with an average CMS rating of 1.5 stars (Iowa: 3.1). The highest rated is St Luke Lutheran Nursing Home. 2 accept Medicaid.
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2 nursing homes
Nurse hours: the bar is the home; the tick is the Iowa median (3.76 hours).
Nursing homes near Spencer
- Ruthven Community Care Center · Ruthven · 4 stars · 12 mi · Medicaid
- Accura Healthcare of Milford · Milford · 5 stars · 13 mi · Medicaid
- Community Memorial Health Center · Hartley · 3 stars · 18 mi · Medicaid
- Accura Healthcare of Spirit Lake · Spirit Lake · 2 stars · 20 mi · Medicaid
- Palo Alto County Hospital · Emmetsburg · 5 stars · 23 mi · Medicaid
- Lakeside Lutheran Home · Emmetsburg · 4 stars · 23 mi · Medicaid
- Emmetsburg Care Center · Emmetsburg · 1 stars · 23 mi · Medicaid
- Good Samaritan - Estherville · Estherville · 3 stars · 25 mi · Medicaid
- Estherville Community Care Center · Estherville · 2 stars · 25 mi · Medicaid
Questions about nursing homes in Spencer
- Which nursing homes in Spencer accept Medicaid?
- 2 of 2 are certified for Medicaid, according to CMS, including St Luke Lutheran Nursing Home, Spencer Post Acute Rehabilitation Center. Certification doesn't mean a Medicaid bed is open; call and ask, including whether they accept residents whose Medicaid application is pending.
- Which accept Medicare for short-term rehab?
- 2 of 2 are Medicare-certified skilled nursing facilities. The best CMS short-stay quality ratings are at St Luke Lutheran Nursing Home (3 of 5) and Spencer Post Acute Rehabilitation Center (2 of 5).
- What is the highest-rated nursing home in Spencer?
- St Luke Lutheran Nursing Home has the highest CMS overall rating in Spencer (2 of 5). Ratings are from October 2026.
- How do Spencer nursing homes compare with the rest of Iowa?
- Their average CMS rating is 1.5 stars, below the Iowa average of 3.1. 2 of 2 were fined by CMS in the last three years.
- How much does a nursing home cost in Spencer?
- CMS doesn't publish prices, so ask each home for its daily rate. Medicare covers up to 100 days of skilled nursing after a qualifying hospital stay, with daily coinsurance from day 21; Medicaid pays for long-term care for people who meet Iowa's income and asset rules.
Nursing homes in nearby cities
- Ruthven (1)
- Milford (1)
- Hartley (1)
- Spirit Lake (1)
- Emmetsburg (3)
- Estherville (2)
- Laurens (1)
- Sanborn (1)
- Aurelia (1)
- Cherokee (3)
All 387 nursing homes in Iowa ›
Source: CMS Provider Data Catalog, October 2026. Nursing Homes In Each State is independent and not affiliated with CMS or Medicare. About the data.