All states › Kentucky › Owensboro › Carmel Home
2501 Old Hartford Road Owensboro, KY 42303 · Daviess County
All 7 nursing homes in Owensboro, KY (6 take Medicaid)
CMS certification number 185226 · See this home on Medicare Care Compare
Is Carmel Home a good nursing home? Reviews, ratings and inspection record
There are no official resident reviews of nursing homes: Medicare's Care Compare publishes inspections, staffing and quality data instead. Here is what that record shows for Carmel Home as of October 2026.
CMS rates it 1 out of 5 stars overall, below the Kentucky average of 3.0.
Online reviews from families and residents are on Google Maps and other sites; they reflect individual experiences and aren't checked by CMS. The full inspection reports, including what inspectors observed, are on Medicare Care Compare.
Staffing
About this nursing home
Paying for care at Carmel Home: Medicare and Medicaid
Carmel Home is certified for both Medicare and Medicaid. Medicare Part A can cover a short skilled-nursing or rehab stay here after a qualifying hospital stay of at least three inpatient days (observation days don't count), for up to 100 days per benefit period. Medicaid can pay for long-term care for residents who meet Kentucky's income and asset rules. Being certified doesn't guarantee a Medicaid bed is open, so ask whether the home accepts residents whose Medicaid application is still pending.
In 2026 Medicare covers days 1–20 in full after the Part A deductible ($1,736 per benefit period); for days 21–100 you pay $217 a day; after day 100 you pay all costs. Medicare doesn't pay for long-term custodial care. Medicare's coverage rules.
Health inspections
The most recent standard inspection was on May 7, 2026 and found 4 deficiencies. In total, inspectors issued 7 citations in the last three years.
Each citation has a scope and severity letter from A to L. A–C: potential for minimal harm. D–F: potential for more than minimal harm. G–I: actual harm. J–L: immediate jeopardy to resident health or safety.
What the inspections found
Over the last three years, inspectors issued 7 citations at Carmel Home across 2 inspection dates. None were at the actual-harm or immediate-jeopardy levels; 6 were "potential for more than minimal harm" (D–F) and 1 was minimal (A–C). The most common areas cited were nursing and physician services (2) and administration (1). The most serious was cited under the CMS rule to "ensure a licensed pharmacist perform a monthly drug regimen review, including the medical chart, following irregularity reporting guidelines in developed policies and procedures" (tag F0756, level F, May 7, 2026). 1 citation was under CMS's abuse, neglect and exploitation rules.
May 7, 2026 · 4 citations
FEnsure a licensed pharmacist perform a monthly drug regimen review, including the medical chart, following irregularity reporting guidelines in developed policies and procedures.
FElectronically submit to CMS complete and accurate direct care staffing information, based on payroll and other verifiable and auditable data.
EPrevent the use of unnecessary psychotropic medications or use medications that may restrain a resident's ability to function.
DEnsure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents.
February 15, 2024 · 3 citations
FHave a registered nurse on duty 8 hours a day; and select a registered nurse to be the director of nurses on a full time basis.
FProcure food from sources approved or considered satisfactory and store, prepare, distribute and serve food in accordance with professional standards.
CPost nurse staffing information every day.
Questions to ask on a tour of Carmel Home
- CMS cited the home under its abuse and neglect rules on May 7, 2026. How are staff trained, and how are concerns reported?
- CMS rates staffing 1 out of 5. How many residents does each nurse aide care for on day, evening and night shifts?
- Do you have a Medicaid bed open now, and will you admit someone whose Medicaid application is still pending?
- When is the first care-plan meeting, and can family attend?
Questions come from this home's CMS data: its inspections, staffing and ownership record.
Fines and payment denials
5 penalties in the last three years, including $40,173 in fines.
| Date | Type | Amount or length |
|---|---|---|
| Feb 20, 2024 | Fine | $3,764 |
| Feb 15, 2024 | Fine | $25,119 |
| Feb 15, 2024 | Payment Denial | 9 days of payments denied |
| Feb 12, 2024 | Fine | $3,387 |
| Jan 22, 2024 | Fine | $7,903 |
Rating history
| CMS month | Overall | Inspection | Staffing | Quality |
|---|---|---|---|---|
| October 2026 | 1/5 | 2/5 | 1/5 | 4/5 |
| August 2026 | 2/5 | 2/5 | — | 4/5 |
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Location
Hospitals near Carmel Home
The Medicare-certified hospitals closest to this nursing home, with their CMS data. Ask the home which hospital it usually sends residents to.
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1.0 mi
Owensboro Medical Health System OwensboroEmergency room ★★☆☆☆ Medicare overall 2 of 5Median ER visit 3h 28m for patients treated and sent home
- 4.1 mi
- 21.1 mi
Hospital ratings, ER visit times and more at Hospitals In Each State
Source: CMS Care Compare. Distances are approximate.
Nearby nursing homes
More nursing homes near Carmel Home › All nursing homes in Owensboro ›
Compare Carmel Home with the 3 closest homes side by side ›
Higher-rated nursing homes within 10 miles
- Hermitage Care and Rehabilitation Center · Owensboro · 5 stars · 1.9 mi
- The Transitional Care Center of Owensboro · Owensboro · 5 stars · 2.1 mi
- Twin Rivers Nursing and Rehabilitation Center · Owensboro · 5 stars · 2.9 mi
- Wellington Parc of Owensboro · Owensboro · 4 stars · 0.4 mi
Source: CMS Provider Data Catalog (provider information, health deficiencies, penalties), October 2026. Inspection citations and penalties cover the last three years. Nursing Homes In Each State is independent and not affiliated with CMS or Medicare. About the data · Report a problem with this listing. Is this your nursing home? Feature it here.