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56 Outer Drive Silver Bay, MN 55614 · Lake County
CMS certification number 245628 · See this home on Medicare Care Compare
Is Minnesota Veterans Home Silver Bay a good nursing home? Reviews, ratings and inspection record
There are no official resident reviews of nursing homes: Medicare's Care Compare publishes inspections, staffing and quality data instead. Here is what that record shows for Minnesota Veterans Home Silver Bay as of October 2026.
CMS rates it 5 out of 5 stars overall, above the Minnesota average of 3.2.
Online reviews from families and residents are on Google Maps and other sites; they reflect individual experiences and aren't checked by CMS. The full inspection reports, including what inspectors observed, are on Medicare Care Compare.
Staffing
Nursing staff spend about 4.70 hours per resident per day at Minnesota Veterans Home Silver Bay, above the Minnesota median of 4.18 (US median: 3.72). About 1.71 of those hours are from registered nurses. On weekends it falls to 3.85 hours, 18% below its all-week average. Ask how weekends are staffed. 30.3% of nursing staff left within a year (Minnesota median 39.7%).
About this nursing home
Paying for care at Minnesota Veterans Home Silver Bay: Medicare and Medicaid
Minnesota Veterans Home Silver Bay is certified for both Medicare and Medicaid. Medicare Part A can cover a short skilled-nursing or rehab stay here after a qualifying hospital stay of at least three inpatient days (observation days don't count), for up to 100 days per benefit period. Medicaid can pay for long-term care for residents who meet Minnesota's income and asset rules. Being certified doesn't guarantee a Medicaid bed is open, so ask whether the home accepts residents whose Medicaid application is still pending.
In 2026 Medicare covers days 1–20 in full after the Part A deductible ($1,736 per benefit period); for days 21–100 you pay $217 a day; after day 100 you pay all costs. Medicare doesn't pay for long-term custodial care. Medicare's coverage rules.
Health inspections
The most recent standard inspection was on April 16, 2026 and found 4 deficiencies, plus 1 from complaint inspections in the same period. In total, inspectors issued 6 citations in the last three years.
Each citation has a scope and severity letter from A to L. A–C: potential for minimal harm. D–F: potential for more than minimal harm. G–I: actual harm. J–L: immediate jeopardy to resident health or safety.
What the inspections found
Over the last three years, inspectors issued 6 citations at Minnesota Veterans Home Silver Bay across 2 inspection dates, 2 of them from complaint investigations. 1 was at the actual-harm level (G–I), most recently on January 15, 2025. The most common areas cited were quality of life and care (2) and freedom from abuse, neglect, and exploitation (1). The most serious was cited under the CMS rule to "ensure that residents are free from significant medication errors" (tag F0760, level G, January 15, 2025). 1 citation was under CMS's abuse, neglect and exploitation rules.
April 16, 2026 · 5 citations · includes complaint inspection
DAllow residents to self-administer drugs if determined clinically appropriate.
DTimely report suspected abuse, neglect, or theft and report the results of the investigation to proper authorities.
DProvide appropriate treatment and care according to orders, resident’s preferences and goals.
DEnsure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents.
DProvide and implement an infection prevention and control program.
January 15, 2025 · 1 citation, includes actual harm · includes complaint inspection
GEnsure that residents are free from significant medication errors.
Questions to ask on a tour of Minnesota Veterans Home Silver Bay
- Inspectors cited the home at the actual-harm level on January 15, 2025 under the rule on pharmacy service. What changed afterwards, and can I see the plan of correction?
- CMS cited the home under its abuse and neglect rules on April 16, 2026. How are staff trained, and how are concerns reported?
- Weekend staffing is 18% below the all-week average. Who is on duty on Saturday nights?
- Do you have a Medicaid bed open now, and will you admit someone whose Medicaid application is still pending?
- When is the first care-plan meeting, and can family attend?
Questions come from this home's CMS data: its inspections, staffing and ownership record.
Fines and payment denials
CMS reports no fines or payment denials for this home in the last three years.
Rating history
| CMS month | Overall | Inspection | Staffing | Quality |
|---|---|---|---|---|
| October 2026 | 5/5 | 4/5 | 5/5 | 4/5 |
| August 2026 | 4/5 | 4/5 | 4/5 | 4/5 |
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Location
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Source: CMS Provider Data Catalog (provider information, health deficiencies, penalties), October 2026. Inspection citations and penalties cover the last three years. Nursing Homes In Each State is independent and not affiliated with CMS or Medicare. About the data · Report a problem with this listing. Is this your nursing home? Feature it here.